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/* Pacific Lease Financement — feuille de style du site (design "Horizon") */
:root{
  color-scheme:light;
  --navy:#0B1730;--navy-line:rgba(255,255,255,.12);
  --bg:#FFFFFF;--off:#F4F7FB;--line:#E2E8F0;--line-2:#CBD5E1;
  --text:#0B1730;--muted:#5B6B82;--dim:#8A97AB;
  --blue:#1470E8;--blue-2:#0B5BC7;--blue-soft:#E8F0FD;
  --green:#3CC75D;--green-ink:#1F8A3E;--green-soft:#E3F7E8;
  --head:"Sora","Helvetica Neue",Arial,sans-serif;
  --sans:"Onest","Helvetica Neue",Arial,sans-serif;
  --mono:"JetBrains Mono","SFMono-Regular",Menlo,monospace;
  --max:1200px;--shadow:0 24px 60px -32px rgba(11,23,48,.3);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
h1,h2,h3{margin:0;font-family:var(--head);font-weight:600;line-height:1.08;text-wrap:balance;letter-spacing:-.025em}
h1 em,h2 em{font-style:normal;color:var(--blue)}
p{margin:0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 32px}
.eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border-radius:10px;border:1px solid var(--line-2);font-family:var(--sans);font-size:14.5px;font-weight:600;color:var(--text);background:#fff;cursor:pointer;transition:transform .15s,background .2s,border-color .2s}
.btn:hover{transform:translateY(-1px);border-color:var(--text)}
.btn.primary{background:var(--green);border-color:var(--green);color:var(--navy)}
.btn.primary:hover{background:#34B853;border-color:#34B853}
:focus-visible{outline:2px solid var(--green);outline-offset:3px}

/* ---------- navigation ---------- */
.nav{position:sticky;top:0;z-index:20;background:rgba(11,23,48,.85);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--navy-line);color:#fff}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:84px;gap:24px}
.brand{display:flex;align-items:baseline;gap:14px;position:relative}
.brand img{height:54px;width:auto}
.brand::after{content:"";position:absolute;left:196px;top:24px;height:19px;width:1px;background:var(--navy-line)}
.brand .sub{font-family:var(--mono);font-size:12px;line-height:19px;letter-spacing:.18em;text-transform:uppercase;color:var(--green);padding-left:15px;position:relative;top:-11px}
.links{display:flex;gap:26px;font-size:14px;color:rgba(255,255,255,.75)}
.links a:hover{color:#fff}
.nav-cta{display:flex;align-items:center;gap:8px}
.nav-cta .ghost{font-size:14px;color:rgba(255,255,255,.75);padding:10px 8px}
.nav-cta .ghost:hover{color:#fff}
.burger{display:none;background:none;border:1px solid var(--navy-line);border-radius:8px;width:42px;height:42px;cursor:pointer;color:#fff;font-size:18px}
.mobile{display:none;border-top:1px solid var(--navy-line);background:var(--navy)}
.mobile a{display:block;padding:14px 32px;border-bottom:1px solid var(--navy-line);font-size:15px;color:#fff}
.nav.open .mobile{display:block}

/* ---------- hero ---------- */
.hero{padding:60px 0 130px;position:relative;overflow:hidden;background:var(--navy);color:#fff}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(900px 600px at 8% -10%,rgba(20,112,232,.35),transparent 60%),radial-gradient(700px 500px at 100% 20%,rgba(60,199,93,.16),transparent 60%)}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(60,199,93,.6),rgba(20,112,232,.6),transparent)}
.hero .wrap{position:relative}
.hero .wrap>div{max-width:720px}
.hero .art{position:absolute;right:-6%;top:50%;transform:translateY(-50%) rotate(6deg);width:46%;max-width:660px;opacity:.22;pointer-events:none}
.hero .kicker{font-family:var(--head);font-weight:700;font-size:15px;letter-spacing:.22em;text-transform:uppercase;color:var(--green);margin:0 0 20px;display:flex;align-items:center;gap:12px}
.hero h1{font-size:clamp(44px,6vw,80px);margin:0 0 24px}
.hero .lede{font-size:17.5px;color:rgba(255,255,255,.75);max-width:54ch;line-height:1.65}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.hero .actions .btn{border-color:rgba(255,255,255,.3);color:#fff;background:transparent}
.hero .actions .btn:hover{border-color:#fff}
.hero .fine{margin-top:22px;font-size:13px;color:rgba(255,255,255,.5);max-width:52ch}
.rise{animation:rise .8s cubic-bezier(.2,.7,.2,1) both}
.rise.d1{animation-delay:.1s}.rise.d2{animation-delay:.2s}
@keyframes rise{from{opacity:.001;transform:translateY(14px)}to{opacity:1;transform:none}}

/* ---------- principes (bandeau flottant) ---------- */
.principles{margin-top:-64px;position:relative;z-index:2;padding-bottom:64px}
.principles .grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);overflow:hidden}
.pr{padding:24px 26px;border-left:1px solid var(--line);display:flex;flex-direction:column;gap:6px}
.pr:first-child{border-left:0}
.pr .ic,.cat .ic{width:38px;height:38px;border-radius:10px;background:var(--navy);display:grid;place-items:center;color:var(--green);margin-bottom:8px}
.pr h2{font-size:17px;letter-spacing:-.01em}
.pr p{font-size:13.5px;color:var(--muted)}

/* ---------- sections ---------- */
.section{padding:88px 0}
.section.alt{background:var(--off);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{max-width:720px;margin-bottom:48px}
.section-head h2{font-size:clamp(30px,3.8vw,48px);margin:14px 0 16px}
.section-head p{color:var(--muted);font-size:16.5px}

.cats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.cat{padding:26px 24px;border-radius:16px;background:#fff;border:1px solid var(--line);transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column;gap:6px}
.cat:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.cat h3{font-size:19px}
.cat p{font-size:14px;color:var(--muted)}

.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative}
.timeline::before{content:"";position:absolute;left:0;right:0;top:19px;height:2px;background:linear-gradient(90deg,var(--blue),var(--green));opacity:.5}
.tstep{position:relative;padding-top:52px}
.tstep .dot{position:absolute;top:8px;left:0;width:24px;height:24px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--mono);font-size:11px;box-shadow:0 0 0 6px #fff}
.tstep:last-child .dot{background:var(--green-ink)}
.tstep h3{font-size:20px;margin-bottom:8px}
.tstep p{font-size:14.5px;color:var(--muted)}

.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.t{padding:24px;border-radius:16px;border:1px solid var(--line);background:#fff}
.t .k{width:28px;height:28px;border-radius:8px;background:var(--green-soft);display:grid;place-items:center;color:var(--green-ink);margin-bottom:14px}
.t svg{width:16px;height:16px}
.t h3{font-size:17px;margin-bottom:6px}
.t p{font-size:13.5px;color:var(--muted)}

.about{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.about::before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(700px 500px at 90% 50%,rgba(60,199,93,.18),transparent 60%)}
.about .wrap{display:grid;grid-template-columns:minmax(0,6fr) minmax(0,6fr);gap:56px;align-items:center;position:relative}
.about .eyebrow{color:var(--green)}
.about h2{font-size:clamp(30px,3.8vw,46px);margin:14px 0 18px}
.about h2 em{color:var(--green)}
.about p{color:rgba(255,255,255,.75);max-width:52ch}
.about p+p{margin-top:12px}
.about .card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:32px;position:relative;overflow:hidden}
.about .card::after{content:"";position:absolute;right:-20%;top:-40%;width:70%;height:160%;background:radial-gradient(closest-side,rgba(60,199,93,.2),transparent 70%);pointer-events:none}
.about .card img{height:52px;width:auto;margin-bottom:22px;position:relative}
.about ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;position:relative}
.about li{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:#fff}
.about li svg{width:18px;height:18px;color:var(--green);flex:none;margin-top:3px}

.faq{max-width:800px}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:10px}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:18px 22px;font-family:var(--head);font-size:16px;font-weight:600}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--mono);font-size:20px;color:var(--blue);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .a{padding:0 22px 20px;color:var(--muted);font-size:15px;max-width:64ch}

.coopt{background:var(--off);border-top:1px solid var(--line)}
.coopt .box{background:#fff;border:1px solid var(--line);border-radius:22px;padding:56px 48px;text-align:center;box-shadow:var(--shadow)}
.coopt .eyebrow{color:var(--green-ink)}
.coopt h2{font-size:clamp(30px,3.8vw,48px);margin:14px auto 16px;max-width:18ch}
.coopt p{color:var(--muted);max-width:56ch;margin:0 auto}

/* ---------- pages légales ---------- */
.doc{padding:72px 0 96px}
.doc .wrap{max-width:820px}
.doc h1{font-size:clamp(34px,4.6vw,54px);margin:12px 0 28px}
.doc h2{font-size:22px;margin:36px 0 10px}
.doc p{color:var(--muted);max-width:70ch}
.doc p+p{margin-top:10px}
.doc p.lead{font-size:18px;color:var(--text)}
.doc a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}
.doc .btn{text-decoration:none;margin-top:20px}
.notfound{padding:120px 0 140px}

/* ---------- footer ---------- */
.footer{padding:56px 0 40px;background:var(--navy);color:#fff}
.footer .top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:36px}
.footer img{height:40px;width:auto;margin-bottom:14px}
.footer h4{margin:0 0 12px;font-family:var(--mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.5)}
.footer .col a{display:block;font-size:14px;color:rgba(255,255,255,.75);padding:3px 0}
.footer .col a:hover{color:#fff}
.footer .tag{font-size:14px;color:rgba(255,255,255,.75);max-width:40ch}
.footer .legal{font-family:var(--mono);font-size:11.5px;line-height:1.7;color:rgba(255,255,255,.5);border-top:1px solid var(--navy-line);padding-top:22px;max-width:100ch}

/* ---------- responsive ---------- */
@media (max-width:1040px){
  .about .wrap{grid-template-columns:1fr}
  .principles .grid,.cats,.timeline,.trust{grid-template-columns:repeat(2,1fr)}
  .timeline::before{display:none}
  .pr{border-top:1px solid var(--line)}
  .pr:nth-child(-n+2){border-top:0}
  .pr:nth-child(3){border-left:0}
  .footer .top{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .wrap{padding:0 20px}
  .links,.nav-cta .ghost{display:none}
  .burger{display:inline-flex;align-items:center;justify-content:center}
  .brand .sub,.brand::after{display:none}
  .brand img{height:44px}
  .nav .wrap{height:72px}
  .hero{padding:40px 0 100px}
  .hero .art{width:90%;right:-30%;opacity:.1}
  .section{padding:60px 0}
  .principles .grid,.cats,.timeline,.trust,.footer .top{grid-template-columns:1fr}
  .pr{border-left:0}
  .pr:nth-child(2){border-top:1px solid var(--line)}
  .coopt .box{padding:36px 22px}
  .doc{padding:48px 0 72px}
}
@media (prefers-reduced-motion:reduce){
  .rise{animation:none}
  html{scroll-behavior:auto}
}